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Home Buyer & Builder Info

Here, you will find all of the relevant information to make buying in Spires estate an easy process. The Building Covenants and Design Guidelines ensure that all homes complement each other and are in line with the look and feel of the community. Homebuyers can also check out all of the incentives available when deciding to purchase in Spires estate and a homebuyers guide.

Building Covenants & Design Guidelines

The Building Covenants and Design Guidelines for Baldivis real estate have been prepared to assist you with the purchasing and building a new home at Spires estate. They ensure that your home complements your neighbours and is in line with the look and feel of the community.

Both builders and homebuyers are encouraged to download the Building Covenants and Design Guidelines below.

Builders are required to submit house plans to Spatial Property Group for approval before starting home construction.

Please feel free to speak to one of our friendly sales representatives if you need any assistance.

Homebuyer Incentives

Deciding to build a home at Spires estate is your first step towards living the life you want to live. Here are some bonuses you may be eligible to receive when building at Spires estate.

First Home Owners Grant now $10,000*

First Home Owners Grant now $10,000*

If you're a first homebuyer looking to build a new home at Spires estate, you could be eligible for grants of up to $10,000* as well as no stamp duty for new or existing homes under $430,000*.

Click here to see what you're eligible to receive.

*Terms and conditions apply.

Fencing & Landscaping Bonus

Fencing & Landscaping Bonus

If you are a new homebuyer at Spires estate, Spatial property Group will help you get into your new home even quicker, with free landscaping and fencing*.

Approved homebuyers, click:

Application Form   Completion Form

*Terms and conditions apply.

Keystart Home Loans

Keystart Home Loans

Keystart provide numerous home loan options for first homebuyers and homebuyers within the Perth metropolitan area.

They can help you achieve your home ownership dream or even improve the quality of your current housing.

Visit the Keystart website to view your home loan options, and to see if you are eligible.

First Home Buyers Guide

To help you get into your new home faster, Spatial Property Group has provided the below information.

First Home Owners Grant

First Home Owners Grant

If you're building your first home, you could qualify for the First Home Owner Grant (FHOG), a one-off $10,000 payment from the Western Australian Government.

Please feel free to ask one of our friendly sales representatives if you need any assistance.

Stamp Duty Concession

Stamp Duty Concession

First home buyers purchasing vacant land also receive generous stamp duty concessions from the Western Australian Government. It could mean that if you buy a homesite at Spires Estate Baldivis for up to $300,000, you'll pay no stamp duty and save almost $9,000!

Visit the Department of Communities and Housing website to view your options, and to see if you are eligible:

http://www.housing.wa.gov.au/housingoptions/homeownershipoptions/FirstHomeBuyers/stampduty/Pages/default.aspx

Getting Finance Pre-Approved

Getting Finance Pre-Approved

There are many finance options for you to choose from and it will depend upon your income and deposit.

If you speak to your bank home lender or mortgage broker to find out which loan is right for you, you could speed up your buying process by getting your finance pre-approved.

All you need is a letter confirming the amount you can borrow.

Choosing Your Baldivis Block

Choosing Your Baldivis Block

By visiting Spires Estate Baldivis, you will be able to experience first-hand all of the benefits of living in the thriving community of Baldivis.

Be sure to contact one of our Sales Representatives who can help you with any questions you may have, as well as assist you with choosing a home site that best suits your lifestyle and budget.

Titled or Untitled Land

Titled or Untitled Land

When you select your new homesite at Spires Private Estate Baldivis, it may be titled or untitled.

Basically, a land title is a legal document that specifies the legalities and ownership of a block of land.

One of our Sales Representatives will be able to advise when titles are due to be issued so your settlement can be finalised.

Choosing a Settlement Agent

Choosing a Settlement Agent

Choosing a settlement agent/solicitor to manage the necessary paperwork is part of your homebuying process. Essentially, their job is to assist you with the complex and time-consuming process of transferring the land title into your name.

For further information about choosing a settlement agent, please visit:

Purchasing Your Land in Baldivis

Purchasing Your Land in Baldivis

To finalise the purchase of your chosen homesite at Spires Private Estate Baldivis, you will need to:

  1. Complete an Offer and Acceptance Contract with your Spatial Property Group Sales Representative.
  2. Provide your finance pre-approval letter.
  3. Provide your settlement agent's details
  4. Handover a $1,000 deposit that will be held in a Trust Account until settlement is finalised.

Visit the Department of Commerce for further information about land sales contracts:

https://www.commerce.wa.gov.au/consumer-protection/real-estate-contracts-sale-offer-and-acceptance

Visit Landgate for further information about buying and selling property:

https://www.landgate.wa.gov.au/for-individuals/property-ownership/survey-services

Download brochure - "Sale by offer and acceptance":

https://www.commerce.wa.gov.au/sites/default/files/atoms/files/salebyofferandacceptance.pdf

Choosing Your Builder

Choosing Your Builder

Before you choose your builder, make sure you have considered the dimensions and orientation of your selected homesite, as well as the Building Covenants & Design Guidelines for Spires Estate Baldivis. Choosing your builder and designing your new home is the most exciting part of the homebuying process.

Before you begin the building process, visit the Australian Government's "Your Home" website for more information:

http://www.yourhome.gov.au/you-begin/construction-process

Visit the Master Builders Association of WA for information about choosing a builder:

https://www.mbawa.com/choosing-a-builder/

Visit the Department of Commerce for information about building your house:

https://www.commerce.wa.gov.au/sites/default/files/atoms/files/homebuyerssurvivalguidesectionthreebuildingahouse.pdf

Choosing Where to Live

Choosing Where to Live

What is it about a suburb that is most important to you?

You need to consider some of these elements before you make a decision and move to a new neighbourhood:

  1. What are your priorities?
  2. What types of shops would you like in close proximity to where you live?
  3. Which kind of park would you like nearby I.e. To walk your dog?
  4. Which types of schools would you like close by?
  5. What types of views?
  6. Write a list of the what's paramount for you in your everyday life and then choose a suburb that meets your lifestyle needs.
Getting Finance

Getting Finance

Here are some handy tips to getting finance:

  1. Save for at least 5% of your home deposit.
  2. Determine how much you can borrow and what you can afford to pay.
  3. Factor in 5-10% of your purchasing costs to cover fees, insurances and other expenses such as moving homes, furniture, appliances, utilities, rates and repairs.
  4. Choose a home loan that best suits your circumstances; from Fixed rate, to low doc, and variable rate. Discuss how these types of loans work with your lender or adviser.
  5. Understand financial terminology; from honeymoon period, to offset account to redraw and top-ups.

You can visit our Glossary of Terms to help you get better acquainted with financial lingo.

The Purchasing Process

The Purchasing Process

This is a brief overview of the purchasing process:

  1. Find your perfect home or homesite.
  2. Pre-Contract - Obtain advice; legal, financial and other.
  3. Contract Signing - Once you have obtained advice, and negotiated a deal, you can proceed with signing a contract.
  4. Contract Conditions - You must ensure that if the contract is subject to any conditions, that you or the vendor meets them by the due date.
  5. Pre-Settlement - Along with your settlement agent, it's important that you prepare financial and other requirements prior to settlement.
  6. Settlement - Financial and other transactions are completed at settlement in exchange for property transfer documentation, including titles and mortgages.
  7. Post-Settlement - The property is legally yours!

Water Management Guidelines

The Western Australian Government has created the below information to assist you with managing the quality and supply of water to your new home.

For more information please visit: https://www.water.wa.gov.au/

Fencing Information and forms

Fencing and landscaping bonus application form   Fencing feedback form

Internet connection information and forms

Opticomm - Internet Connection information pack   Internet connection information